Best Cd Rates 2024 6 Months November. Instead, the cuts affect the interest rate you pay for a mortgage, which can lower your monthly payments. Bmo alto certificate of deposit:

The nation’s best cd rates are 6.00% for 10 months, 5.51% for 3 or 6 months, and 5.50% on varying terms between 3 and 9 months. Here are some of the best cd rates available now, sorted by term length.